Insurance Tips

Your Journey to Making More Informed Insurance Decisions

Our blog breaks down everything from understanding your policy to filing a claim. No jargon, no fluff, only practical insights that you can genuinely utilize.

By Moore & Associates Insurance • October 30, 2026
Myrtle Beach flood insurance: your homeowners policy doesn't cover floods. Here's when it's required, what FEMA zones mean locally, and what a policy costs for the Grand Strand.
By Moore & Associates Insurance • October 28, 2026
SC homeowners insurance rates are rising, but you can lower your premium. Here are 7 proven ways to reduce your South Carolina home insurance cost without cutting coverage.
By Moore & Associates Insurance • October 26, 2026
SC boat insurance isn't legally required for most vessels, but a new 30-day anchor law applies. Here's what it covers, what it costs, and why most Grand Strand boaters carry it.
By Moore & Associates Insurance • October 23, 2026
Car insurance in North Myrtle Beach runs $170–$250/month. Here's how NMB rates compare to Myrtle Beach, what affects your premium, and how to save on the Grand Strand.
By Moore & Associates Insurance • October 20, 2026
Contractor insurance in Myrtle Beach: GL, workers comp, commercial auto, and tools coverage. Here's what you need before starting a job in SC's coastal construction market.
By Moore & Associates Insurance • October 17, 2026
South Carolina workers comp is required for businesses with 4+ employees. Here's who needs it, who's exempt, what it costs, and the penalties for non-compliance in SC.
By Moore & Associates Insurance • October 14, 2026
SC doesn't legally require renters insurance, but most Myrtle Beach leases do. Here's what it covers, what it costs, and the hurricane and flood gaps SC renters need to know.
By Moore & Associates • October 12, 2026
SC restaurant insurance costs $3,000–$10,000/year. Here's what coverage you need, SC's 2026 liquor liability law requirements, and what it costs for coastal restaurants.
By Moore & Associates Insurance • October 9, 2026
Conway, SC homeowners insurance: inland flood risk from the Waccamaw River, wind and hail coverage, costs, and how Conway's insurance profile differs from Myrtle Beach.
Aerial view of a coastal South Carolina rental home neighborhood with palm trees and residential streets
By Moore & Associates Insurance • October 7, 2026
Renting out property in South Carolina? Learn what dwelling fire insurance covers, how it differs from homeowners coverage, and what landlords need to know.